August, 2012 | Fixed Deposit, Mutual Funds, Insurance, Personal Finance, Loans, Income Tax

Credit Rating for NCDs and FDs – What it Means?

We all are tempted to invest in bonds or fixed deposits offering highest interest rates, as we perceive them to be safe. But do you really know how safe they are? You can check the safety of your investment by looking at the Credit Ratings which give an idea on the likelihood of a default. [...]

High Dividend Yield Stocks – September 2012

ICICI Securities has come out with a report on High dividend yield stocks for August and September 2012. High dividend yield stocks offer a safe haven to investors where safety has greater priority compared to high returns. These are stocks which would declare their dividend within a month. You would be eligible to receive the dividend if [...]

Pratibha Industries Fixed Deposit Scheme – August 2012

Pratibha Industries, Mumbai based Infrastructure development and SAW pipe Manufacturing company is offering fixed deposit scheme for a time frame of one, two and three years. Below are the details: Scheme Highlights: The deposit will be accepted in multiples of Rs 5,000/- subject to a minimum of Rs. 20,000/-. For Scheme 1, interest will be paid half yearly. For [...]

Top 10 Most Expensive Retail Markets in India

Below is the list of Top 10 expensive retail markets in India in terms of Monthly rental per sq. feet. In this list four markets are from New Delhi, three from Mumbai, two from Kolkata and one from Bangalore. The street with monthly rent (Rs. per sq. ft.) is listed below: 10. Camac Street, Kolkata [...]

Design Mascot Contest for Income Tax Department

Design Mascot for Income Tax Department and win Rs. 1 Lakh

Income Tax Department has come out with Mascot Design contest and offering Rs. 1 Lakh cash reward to the winners. Criteria For Selection: The Mascot should visually unify the vision and values that Income Tax Department wants to promote, such as: Payment of tax as a value norm in the society and a core duty [...]

Apartment Prices in Ghaziabad – August 2012

Here is the current and launch prices, launch and completion date, etc of following apartments in Ghaziabad as published by Hindustan Times dated August 25, 2012. 21st Milestone Residency in NH58, Ghaziabad by IIDL Advantage Phase-II in Indirapuram, Ghaziabad by ATS Builders Amrapali Village Phase-II in Indirapuram, Ghaziabad by Amrapali Group Angel Mercury in Indirapuram, [...]

Bilcare Limited Fixed Deposit Scheme – August 2012

Bilcare Limited, Pune based pharmaceutical company is offering fixed deposit scheme for a time frame of one, two and three years. Below are the details: Scheme Highlights: The deposit will be accepted in multiples of Rs 1000/- subject to a minimum of Rs. 20,000/-. For Scheme ‘A’, interest will be paid quarterly, on 31st March, 30th [...]

Greater Noida Independent House/ Multistoried Flats Scheme – Brochure & Application Form

The Brochure & Application Form for Greater Noida Independent House/ Multistoried Flats Scheme is finally out and can be downloaded from this link. Location of Flats: The flats are in the following sectors of Greater Noida - Zeta-I, Beta-I, Chi-Phi, Swarn Nagri, MU-I, MU-II,Omicron-I, Omicron-I A, Omicron–II, Omicron–III,XU-I, XU-II, XU-III. Below is the list of flats available [...]

Apartment Prices in Greater Noida – August 2012

Here is the current and launch prices, launch and completion date, etc of following apartments in Greater Noida as published by Hindustan Times dated August 18, 2012. Ajnara London Square in Yamuna Expressway, Greater Noida by Ajnara Farms Antriksh Golf Links in Sector 1, Greater Noida by Antriksh Engineers AVJ Platinum in Sector Zeta 1, [...]

High Dividend Yield Stocks

The stock market has been volatile for almost 5 years now with no signs of recovery. But in all this volatility there are certain stocks which are considered relatively safer bet. These are High Dividend Yield Stocks. Before we name these stocks, let’s look at some basics. What is Dividend? Dividend is money paid regularly [...]

Greater Noida Flat Scheme – August 2012

On the occasion of 65th Independence Day, Greater Noida Industrial Development Authority (GNIDA) has launched flat scheme including independent house and multistoried flats. There are 321 independent houses and 440 multistoried flats in this scheme. The costs of the flats are in the range of 6 – 91 lakhs. How to apply? The brochure/applications form can [...]

SBI Recurring Deposit Interest Rate – Aug 2012

State Bank of India (SBI) has come out with its advertisement on Recurring Deposit showing its interest rates, maturity value of Rs 1,000 invested and more. SBI Recurring Deposit Scheme – Features: Maturity from 12 to 120 Months Nomination facility available Loan against security of the balance in the Recurring Deposit accounts available to the extent of 90% [...]

6 Points to Keep In Mind While Shopping In Sale

The Monsoon Sale season is on and you might be exited with your shopping bags. Here are six tips which might help you to identify the smart deals around: 1. Price marked up and then discounted This is an old trick and most of us know. But this is particularly high during Sale season. This [...]

gateway_of_6_lane_165_km_yamuna_expressway

Yamuna Expressway opens on August 9,2012

Yamuna Expressway formally known as Taj Expressway was inaugrated on August 9, 2012 by Akhilesh Yadav (UP Chief Minister). Below are some interesting facts about the same: It is a 6-lane (extendable to 8 lanes), 165 km long, controlled-access expressway, connecting Greater Noida with Agra Yamuna Expressway project was implemented by Jaypee Group The total [...]

PNB Housing Finance Ltd Deposit Schemes – August 2012 Review

PNB Housing Finance Ltd. was incorporated in 1988 and operates as a subsidiary of Punjab National Bank. It is based in New Delhi, India with branches in all major cities in India. PNB Housing Finance, Ltd. offers loans for purchase/construction of property, flat, houses, and apartments to resident Indians and NRIs. Features and Benefits of PNB Housing [...]

SBI NRE/NRO, Senior Citizen, Domestic Term Deposit Rates – August 2012

India’s largest bank State Bank of India (SBI) has reduced its NRE/NRO, Senior Citizen, Domestic Term Deposit Rates by 0.25% for certain tenures from August 07, 2012. Below are the revised rates. Premature withdrawal of SBI Term Deposits: Domestic Term and NRO Deposits should remain for a minimum period of 7 days and NRE Deposits should remain [...]

Investing in ELSS – Growth, Dividend Payout or Dividend Reinvestment?

In response to one of my previous post about Tax Savings Mutual Fund (ELSS), I got a query – While investing in an ELSS which option should I choose – Growth, Dividend Payout or Dividend Reinvestment? This is a question that haunts most of the new/ First time investors. Actually the problem is most of [...]

SBI offers lowest Home Loan Rates

India’s largest bank – State bank of India (SBI) had recently cut its Home Loan rates. This is lowest home loan rate in the market as of today. The new Home Loan rates are effective from August 7, 2012. The rate of interest is 10.25% for Home loan up to Rs. 30 Lacs and 10.40% [...]

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