- Post dated interest warrants in advance for each Financial Year.
- Interest Warrants & Principal Amounts payable at par at all centers of acceptance of deposits.
- Refund of deposit money at any time before the maturity date as per the rules.
- Deposits will be accepted in multiples of Rs. 1,000/- subject to minimum amount mentioned under each scheme.
- Interest compounded monthly, in quarterly and cumulative deposit scheme.
- Nomination facility u/s 58A(II) of the Companies Act, 1956 is provided under the Scheme.
| Scheme ‘A’ Quarterly Income Deposit | |||
| Period | Interest % (Per Annum) | Minimum Amount (Rs.) | Yield (Per Annum) |
| 6 Months | 10.00% | 20,000 | 10.08% |
| 1 Year | 11.00% | 20,000 | 11.10% |
| 2 Year | 11.00% | 20,000 | 11.10% |
| 3 Year | 11.50% | 20,000 | 11.61% |
| Scheme ‘B’ Cumulative Income Deposit | |||
| Period | Interest % (Per Annum) | Minimum Amount (Rs.) | Yield (Per Annum) |
| 6 Months | 10,000 | 10,511 | 10.22% |
| 1 Year | 10,000 | 11,157 | 11.57% |
| 2 Year | 10,000 | 12,450 | 12.25% |
| 3 Year | 10,000 | 14,097 | 13.66% |
| Scheme ‘C’ Monthly Income Deposit | ||
| Period | Minimum Amount (Rs.) | Rate of Interest (Per Annum) |
| 6 Months | 20,000 | 10.00% |
| 1 Year | 20,000 | 11.00% |
| 2 Year | 20,000 | 11.00% |
| 3 Year | 20,000 | 11.50% |
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