Retirement planning

How SWP in Debt Mutual Funds is better than Fixed Deposit for Regular Income?

SWP in Debt Mutual Fund is Better than Fixed Deposit or Annuity to generate Regular Income

Fixed deposit with banks are the most popular investment option for regular income after retirement. But with interest rates going down retirees have started exploring other options. Systematic Withdrawal Plan (SWP) in debt fund is one such option which retirees and people looking for regular income must evaluate. As per your SWP instructions to mutual fund,

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NPS – Maturity, Partial Withdrawal & Early Exit Rules [updated 2020]

NPS - maturity, Partial Withdrawal, Early Exit Rules

The government wants NPS (National Pension Scheme) to be the preferred investment vehicle for pension planning for majority of its citizens. Unfortunately as it happens with most of Government plans, NPS too has flaws which are holding investors back. To encourage investment in NPS, PFRDA (Pension Fund Regulatory and Development Authority) which regulates it have made

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