35 thoughts on “Do you Know POSDEC CHG in ICICI Bank Statement?

  1. [email protected] says:

    They are fooling General Public and RBI ….Just Imagine deducting such amounts from say 1 million account gradually in a year ….how much money they are making …………………….To get number of account in ICICI refrence the following “We have around 18.5 million zero basic savings bank deposit accounts and by the end of this year, we expect to have close to 20 million such accounts,” said Rajiv Sabharwal, executive director, ICICI Bank, the country’s largest private sector lender.

    Man simply multipying 1 million out of 18.5 …these people would make 1 million bucks……RBI is sleeping I think …..

  2. i agree with you, we need to case on those banks, who ever are doing like this. without sms/mail they don’t need to deduct any money from bank..

  3. Me too got the same issue but through online recharge due to network issued it declined for that they charged around 28 rupees. NO ONE TO ASK ?😓

  4. Hdfc has deducted POSDEC CHG 13 times from my account. I tried to register complain but no action is taken by bank. they also have charged 999 rupees for international transaction for purchased of an application from google play. I am really frustrated from such practices of bank so i transfer my whole money into my another bank account and tried to close it but by the time I submit application for close my account they charged me for not maintaining average minimum balance and asking me to deposit money in my account. Should I left my account empty without closing it. Please suggest..

    • I totally understand your frustration with these unethical banking charges. It’s better to close the account but in case you think its too much of hassle you can withdraw entire amount and leave the account as it is. As per RBI guidelines balance in savings account cannot be negative.

  5. Viraj Tekade says:

    Yes i have checked my ICICI saving account balance and found that 28.80 rs had been deducted not one times but five times…..
    I have only one objection that they should inform by giving simple sms so we were aware about that…

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