EPF & VPF Interest Rate for 2011 – 2012

EPF (Employee Provident Fund) Interest Rate has been declared today for Financial Year 2011 – 2012. The bad news is it has been cut by 1.25% to 8.25%. This is first time that the interest rate for EPF/VPF is less than PPF (Public Provident Fund) and would affect about 6 crores subscribers.

Below figure compares the Interest Rate on EPF, PPF, NSC & Bank Fixed Deposits for Year 2011-2012.

EPF, PPF, NSC & Bank FD Interest rate 2011-2012

You can also view the trend of Interest rates for EPF/ VPF since 1989-90.

I found the following table on internet about the Historical trends of Interest rate for EPF (Employees’ Provident Fund) since 1952-53.

EPF - VPF Interest Rate historical trend table

2 thoughts on “EPF & VPF Interest Rate for 2011 – 2012

  1. […] 50 employees) and are managed by EPFO (Employees’ Provident Fund Organisation). In case of EPF you get certain percentage interest on your deposits, which are decided by EPFO board every year. Whatever is the amount accumulated in this EPF account by the time you retire, you receive that as […]

  2. […] such as one or two-year post office deposits where the rise is 50 basis points. In contrast, the Employees Provident Fund Organization will pay 8.25% on EPF (Employee’ Provident […]

Your Opinion Matters - Please Share below...