I was trying to transfer inter bank money through NEFT (National Electronic Funds Transfer) and realized today is a holiday for both NEFT and RTGS (Real Time Gross Settlement). I thought of sharing the list of holidays for RTGS/ NEFT in 2012 with my readers.
RTGS and NEFT Holiday List 2012
|1||Thursday, January 26, 2012||Republic Day|
|2||Monday, April 02, 2012||Annual Closing of Banks|
|3||Friday, April 06, 2012||Good Friday|
|4||Monday, July 02, 2012||Annual Closing of RBI|
|5||Wednesday, August 15, 2012||Independence Day|
|6||Monday, August 20, 2012||Ramjan Id (Id-Ul-Fitar) (Shawal-1)|
|7||Saturday, September 29, 2012||Half Yearly Closing of Banks|
|8||Tuesday, October 02, 2012||Mahatma Gandhi Jayanti|
|9||Wednesday, October 24, 2012||Dasara / Dashami|
|10||Tuesday, November 13, 2012||Diwali Amavasya (Laxmi Pujan) / Kali Puja|
|11||Tuesday, December 25, 2012||Christmas|
Also both RTGS and NEFT is closed on Sundays.
NEFT operates in hourly batches. Currently, it has 11 settlements from 9:00 AM to 7:00 PM on weekdays and five settlements from 9:00 AM to 1:00 PM on Saturdays. So, in case you initiate a transaction after a settlement time you have no option but to wait till the next settlement time.
The service window for RTGS at banks is available from 9:00 AM to 4.30 PM on week days and from 9:00 AM to 1.30 PM on Saturdays for settlement at the RBI end. Keep in mind that the timings that each bank follows may vary.
RTGS and NEFT Holiday List 2012,
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