I was trying to transfer inter bank money through NEFT (National Electronic Funds Transfer) and realized today is a holiday for both NEFT and RTGS (Real Time Gross Settlement). I thought of sharing the list of holidays for RTGS/ NEFT in 2012 with my readers.
RTGS and NEFT Holiday List 2012
| S. No. | Date | Occasion |
| 1 | Thursday, January 26, 2012 | Republic Day |
| 2 | Monday, April 02, 2012 | Annual Closing of Banks |
| 3 | Friday, April 06, 2012 | Good Friday |
| 4 | Monday, July 02, 2012 | Annual Closing of RBI |
| 5 | Wednesday, August 15, 2012 | Independence Day |
| 6 | Monday, August 20, 2012 | Ramjan Id (Id-Ul-Fitar) (Shawal-1) |
| 7 | Saturday, September 29, 2012 | Half Yearly Closing of Banks |
| 8 | Tuesday, October 02, 2012 | Mahatma Gandhi Jayanti |
| 9 | Wednesday, October 24, 2012 | Dasara / Dashami |
| 10 | Tuesday, November 13, 2012 | Diwali Amavasya (Laxmi Pujan) / Kali Puja |
| 11 | Tuesday, December 25, 2012 | Christmas |
Also both RTGS and NEFT is closed on Sundays.
NEFT Timings:
NEFT operates in hourly batches. Currently, it has 11 settlements from 9:00 AM to 7:00 PM on weekdays and five settlements from 9:00 AM to 1:00 PM on Saturdays. So, in case you initiate a transaction after a settlement time you have no option but to wait till the next settlement time.
RTGS Timings:
The service window for RTGS at banks is available from 9:00 AM to 4.30 PM on week days and from 9:00 AM to 1.30 PM on Saturdays for settlement at the RBI end. Keep in mind that the timings that each bank follows may vary.
RTGS and NEFT Holiday List 2012,
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