Most salaried employees have EPF (Employee Provident Fund), which is regulated by EPFO. Earlier it was almost impossible to check your EPF balance in real time. But thankfully EPFO has adopted new technology with time and now you can check your EPF Balance almost real time in following 5 ways.
Monthly Alerts SMS:
In case your EPF account is registered with UAN Portal, you would get automatic SMS alerts about EPF balance and status. It takes around 1 – 2 months once you have registered to get the first SMS but then the alerts are regular every month.
Download EPF Passbook from the Member Passbook Website:
EPF subscribers can download the EPF passbook by logging in Member Passbook Website. The passbook has monthly records of Employee/Employer contribution, Interest credited along with the final balance.
Also Read: 5 Steps to Transfer EPF to NPS
Earlier the passbook was also available through the UAN website but it has been disabled for now.
Missed call to 011-22901406
Just give call to 011-22901406. The call gets disconnected after two rings and within minutes you get SMS with the EPF balance, UAN, Date of Birth, KYC status and last contribution. I like this the most as its free and instant.
SMS EPFOHO UAN ENG to 7738299899
Just SMS EPFOHO UAN ENG to 7738299899 and you’ll get your EPF balance within minutes through SMS. The ENG in the SMS is for English. You can get the SMS is 10 languages. The picture below gives the details on what to use for which language.
m-EPF Mobile App
You can download the EPF App from EPFO. This app has all the features of the website and you can get your balance, monthly contribution etc from the same.
Also Read: How are your Investments Taxed?
For all the above, you should register and activate your UAN and your Mobile number should be updated in EPF account.
Please Note there are some big employers who have their own EPF trust and so they do not deposit money with EPFO. In this case you would NOT be able to check your balance by any of the above methods. You’ll need to contact your accounts section or talk to HR about how you can check your EPF balance and contribution.
Why You Should Check EPF Balance regularly?
It’s a good idea to keep a tab on monthly contribution to EPF. There have been instances where the employer has deducted EPF from salary but failed to deposit it in EPF account. A regular tracking can help you keep a tab on these things.
However always consider EPF as money for retirement and resist the temptation to dip into the same for some short term needs.